Insured persons of contracting states
If you are insured within the compulsory health insurance in one of the contracting states and temporarily reside in Croatia for private or business reasons, you can exercise health care within the scope of your work contract, and on the basis of the certificate of the right to health care abroad issued by your health insurance holder.
In case that the health insurance holder of another contracting state has issued you a certificate of the right to health care due to your place of residence in Croatia when, for example, you receive a pension from another contracting state or are insured through a member of your family who is employed in another contracting state, you can realise the right to full health care in Croatia at the expense of the competent health insurance holder of another contracting state.
In the same way Croatian insurees exercise the right to health care during their stay in other contracting states.
MORE – Contracting States | HZZO
Citizens of non-contracting states
Citizens of non-contracting states that have regulated the status of compulsory health insurance in the Croatian Health Insurance Fund are entitled to health care in Croatia as well as other insured persons in the Croatian Health Insurance Fund.