HEALTH CARE

Insured persons of contracting states

If you are insured within the compulsory health insurance in one of the contracting states and temporarily reside in Croatia for private or business reasons, you can exercise health care within the scope of your work contract, and on the basis of the certificate of the right to health care abroad issued by your health insurance holder.

In case that the health insurance holder of another contracting state has issued you a certificate of the right to health care due to your place of residence in Croatia when, for example, you receive a pension from another contracting state or are insured through a member of your family who is employed in another contracting state, you can realise the right to full health care in Croatia at the expense of the competent health insurance holder of another contracting state.

In the same way Croatian insurees exercise the right to health care during their stay in other contracting states.

More info

Citizens of non-contracting states

Citizens of non-contracting states that have regulated the status of compulsory health insurance in the Croatian Health Insurance Fund are entitled to health care in Croatia as well as other insured persons in the Croatian Health Insurance Fund.

QUESTIONS AND ANSWERS:

In order to be able to use the healthcare services in Croatia when needed, it is recommended that persons who have obtained a certificate of their right to use health care from their health insurance holders from abroad are advised to substitute this certificate for the health insurance certificate in the Croatian Health Insurance Fund, which enables the use of health care directly in healthcare institutions and physicians who have signed health care contracts with the Croatian Health Insurance Fund.

If a person does not have a certificate of the right to health care, in case of a longer-term or hospital treatment, it is obligatory to contact the competent regional office or branch office of the Croatian Health Insurance Fund, which will request subsequent issuance of the certificate from a foreign holder. Exceptionally, in case of urgency, it is possible to use health care on the basis of the health care certificate itself.

Workers sent from another contracting state to temporary work in Croatia can use health care on the basis of a certificate of the right to use health care issued by the competent health insurance holder in their home country. They exercise their right to health care in Croatia on the basis of the same certificate, in the scope prescribed by particular contracts.

Obtained certificates have to be replaced by health care certificates at the Croatian Health Insurance Fund.

The list of concluded contracts with the names of certificates of the right to health care, as well as the scope of rights, is available here, and for insured persons sent to work, the list is available here.

In case of charged costs, you need to contact the competent health insurance holder in your home country with the request for reimbursement of costs. For this purpose, it is necessary to keep the original invoice of paid health care costs, as well as all relevant medical documentation.

Yes. The period in which you were enrolled in a compulsory health insurance in another contracting state prior to your arrival to Croatia will be taken into account when you exercise certain health insurance rights subject to a specified period of previous compulsory health insurance.

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